Sunday, October 24, 2010

The post office, in charge of your health care

  In a natural transition because of the way the health care law was written, more and more employers are dropping health care coverage under private insurance plans. This means that eventually Americans will be covered only by government health care. 
While it's too early to proclaim the demise of job-based coverage, corporate number crunchers are looking at options that could lead to major changes.
"The economics of dropping existing coverage is about to become very attractive to many employers, both public and private," said Gov. Phil Bredesen, D-Tenn.
  Imagine. The post office in charge of your health care. 
  (I picture in my mind the fat postal worker shaking her head as I pound on the door of the post office on a Saturday at 11:55. They had already locked the doors. I picture the 2 people taking numerous customers in line, while 4 or 5 workers flit back and forth talking about lunch, laughing. I picture the BMV, with 20 customers in line, and the casual sneering attitude of "Who's next?" while they snack on gummy fish and talk casually on the cell phone "between" customers. Their attitude changes when a customer approaches the desk.)
  Now many companies are reaching a logical conclusion. Because of rising costs, it is more sensible to drop health care coverage for employees and just pay the fine.
  I picture the teenager, sneering, saying, "It's all paid for. The new health care plan won't cost us anything." 
  Who could imagine accepting millions and millions more people added to the health care rolls, at no cost? Adding adult age "children," without cost?  Was this practical? Was it wise? Was it real?
  Of course not.
  But it was the plan. All along.
  And it's the reason the election is going the way it is.

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